When to Refinance Your Arizona Mortgage in 2026: What the July Rate Move Means

Published on: 07/25/2026

When should you refinance in Arizona? Refinance when a rate drop recoups your closing costs within 2-3 years and you'll stay in the home longer. Here's what July 2026's rate move (30-yr ~6.9%) means. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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